Buying a Home

Eight steps to buying Real Estate

buy a house Call Cincinnati Homes For Sale 513-404-39201.  Decide to buy.

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out..

2.  Hire your agent.

It is the responsibility of your real estate agent to expertly coordinate all the professionals involved in your home purchase and to act as the advocate for you and your interests throughout.

3. Secure financing.

While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

4. Find your home.

You may think that shopping for homes starts with jumping in the car and driving all over town. And it’s true that hopping in the car to go look is probably the most exciting part of the home-buying process. However, driving around is fun for only so long – if weeks go by without finding what you’re looking for, the fun can fade pretty fast. 

5. Make an offer.

When searching for your dream home, you were just that – a dreamer. Now that you’re writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies (or “conditions” in Canada).

6. Perform due diligence.

Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owner’s insurance and property inspections are so important.

A home owner’s insurance policy protects you in two ways:

  • Against loss or damage to the property itself
  • liability in case someone sustains an injury while on your property

7. Close.

The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how each if progressing, but your work is pretty much done. 

8. Protect your investment.

Between the Realtor and Home Inspector - we can provide great advise to help you keep an eye on your new home: Watch for signs of leaks, damage, and wear. Fixing small problems early can save you big money later.


Looking for some friendly, honest advise? Feel free to call Gregg Sutter personallly. Let's chat on the phone, or meet for coffee. An organized plan is the way to go...

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